Purchasing a mobility scooter or electric wheelchair is a significant investment. For many people, it provides independence, confidence and the freedom to continue enjoying everyday life.
One of the questions we're often asked at Active Mobility is:
"Should I protect my mobility equipment?"
The answer depends on your individual circumstances, but it's certainly worth considering what could happen if your equipment was damaged, stolen or became unusable.
Why People Consider Specialist Protection
Your mobility scooter or electric wheelchair may be used every day for shopping, visiting friends, attending appointments or simply enjoying time outdoors.
If it unexpectedly becomes unavailable, it could have a major impact on your independence.
Many owners choose to explore specialist protection to help provide additional peace of mind.
Things You May Wish to Consider
When researching protection options, you may want to think about:
- Protection if your equipment is accidentally damaged
- What would happen if it was stolen
- Whether breakdown assistance is available
- Whether you would have access to temporary equipment while repairs are carried out
- Protection when travelling within the UK or abroad
- Any public liability cover that may be included
The features available will depend entirely on the provider and the policy you choose.
Does Home Insurance Cover Mobility Equipment?
Some household insurance policies may provide limited cover, while others may not cover mobility equipment away from your home or include specialist services such as breakdown assistance.
If you already have home insurance, it's worth checking your policy or speaking directly with your insurer to understand exactly what is and isn't covered.
Choosing the Right Protection
Every person's needs are different.
The best option depends on factors such as:
- How often you use your equipment
- Where you use it
- Whether you travel regularly
- The value of your equipment
- Your personal circumstances
It's always sensible to read the policy documents carefully and ensure you understand what is included before making any decision.
Where Can You Find More Information?
As an Introducer, Active Mobility does not provide insurance advice or arrange insurance policies.
If you would like further information about specialist mobility equipment protection, we can direct you to Mark Bates Ltd, who can provide full details of the products they offer and help you decide whether their protection is suitable for your needs.
For completely impartial guidance about mobility equipment, you can also speak to organisations such as:
- Disabled Living Foundation (DLF)
- Living Made Easy
- Citizens Advice (for insurance-related queries)
Why Buy From Active Mobility?
Expert Knowledge: Our team has years of experience in the mobility industry and is dedicated to helping you find the right solutions for your needs.
Quality Products: We offer a wide range of high-quality mobility products, ensuring you have access to the best options available.
Personalised Service: We provide personalised consultations and assessments to help you find the right mobility solution for your lifestyle.
Free Demonstrations: We offer free in-store or home demonstrations so you can try equipment before making a decision.
Ongoing Support: Our commitment doesn't end after your purchase. We're here to support you with servicing, repairs and ongoing advice about your mobility equipment.
Contact Us
📞 01789 339 738
📍 Units 3 & 4, Avenue Fields Industrial Estate, Stratford-upon-Avon, CV37 0HT
For information about specialist mobility equipment protection, please visit Mark Bates Ltd using the link below. Active Mobility acts solely as an Introducer and does not provide insurance advice or arrange insurance policies.
Frequently Asked Questions
Do I need insurance?
Insurance is not a legal requirement for most mobility scooters or electric wheelchairs. If you are considering protecting your equipment, Mark Bates Ltd. can provide information on the options available.
Can Active Mobility advise which policy I need?
No. Active Mobility acts solely as an Introducer. Mark Bates Ltd. can provide information about their products and answer any insurance-related questions.
Where can I find out more?
Please visit Mark Bates Ltd. directly using the link or banner above.
Do you offer home assessments?
Yes. We offer free home assessments across Warwickshire and surrounding areas.
